Cyber Risk: Threat and Opportunity

By Insurance Information Institute


The executive summary of this paper gives four points of discussion: a) Interest in cyber insurance has grown beyond expectations b) Cyber attacks and breaches have grown in frequency, and loss costs are on the rise c) Insurers are issuing an increasing number of cyber insurance policies and becoming more skilled and experienced at underwriting and pricing this rapidly evolving risk d) Some observers believe that cyber exposure is greater than the insurance industry’s ability to adequately underwrite the risk.

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