This Impact Report provides insights into consumers’ views on authentication. Consumers often don’t understand the mechanics of technologies very well, or even why they’re being used, but they have definite preferences about how and when they want to engage in authentication activities.

Creating)Value)and)Managing)Risk)in)the)World)of)PSD2,“a"white"paper"developed"by"Aite"Group” in close cooperation with ThreatMetrix, provides insight into the key provisions of the revised & Payment(Service(Directive (PSD2) legislation and its impact on market practices.

Creating an Authentication Framework: The Future of Authentication Strategy, commissioned by Nok Nok Labs and produced by Aite Group, explores current attitudes and trends in developing an organization-wide consumer authentication strategy.

Based on quantitative consumer research, the report looks at the likelihood that false declines at the point of sale (POS) will prompt consumers to leave their financial institution (FI). The report also looks at technologies that can reduce false declines as well as consumers’ propensity to proactively engage with these technologies.

This 81 page report first highlights a few trends shaping the cyber insurance market and profiles 35 vendors that are catering to cyber insurers, brokers, and reinsurers. It is based on over 60 Aite Group interviews conducted between January and June 2016 with cybersecurity vendors, insurers, brokers, actuarial consultants, attorneys, and insureds’ risk managers and information security officers.

In this research effort, sponsored by iovation, Aite Group surveyed 1,095 U.S. consumers who use online and/or mobile banking in January 2017 to better understand their attitudes toward and understanding of various authentication mechanisms.

From The Report, “A vision is emerging that balances effective fraud prevention with a delightful customer experience…The mobile device sits at the center of this vision. Properly secured, the mobile device can not only facilitate safer transactions within its own channel but can also be used to better secure other channels with minimal customer friction. This white paper will delve deeper into this vision and the roadmap for forward-thinking fraud executives."

This paper takes a unique look at the competing issues of using machine learning techniques to fight fraud at financial institutions.

This report is sponsored by iovation, which wanted to investigate the state of the U.S. EMV migration and the associated account takeover, CNP fraud, and application fraud trends. The research will help FI executives benchmark their EMV progress against their peers’ and better understand the rapidly shifting fraud landscape.