From the report, “As 2019 approached, ControlScan and MAC once again partnered to organize and conduct an industry study; however, this time we decided to reach out to the SMB merchants themselves. Measuring successes and concerns from the MSP’s perspective had given us part of the equation, so we wanted to learn how well aligned SMBs are with the efforts being aimed at them.” Read on to find out more.

The State of Payment Processing & Fraud: 2018 Inaugural Survey & Report is a first-of-its kind study brought to you by Kount and The Fraud Practice. The inaugural survey reached hundreds of acquirers, processors, gateways, payment facilitators and issuers to get their take on the state of the industry and what is most critical for attracting and retaining clients and growing processing volumes.

The State of Chargebacks: 2018 Report, brought to you by Kount and Chargebacks911, is intended to provide an overview of the health and status of chargeback management in the Card Not Present (CNP) payments space. It includes key facts and figures about chargebacks, dispute and win rates. In addition, participating organizations shared insights about the tools, services, and solutions they employ for fraud detection and chargeback management, as well as the greatest challenges they face.

The State of Manual Reviews: 2018 Report, brought to you by Kount and Paladin Group, provides survey results about manual review trends and best practices in the card-not-present (CNP) payments environment. It includes key performance indicators (KPIs) and demographic details related to participating merchants. In addition, participants in the survey shared insights about the tools, services, and solutions they employ for their manual review process.

From the report, “The 2018 Mobile Payments and Fraud Survey marks the sixth consecutive year of this study. This year’s report, with nearly 600 merchant respondents, is focused on understanding the growth, challenges and developments in the mobile channel. The report also set out to provide a better understanding of how the mobile market has evolved since the inaugural survey report in 2013.”

Retailers can’t get paid if their payment processing doesn’t work. And if a transaction proves fraudulent, a retailer not only loses the value of the sale and the merchandise, but also risks losing the loyalty of a customer who was billed incorrectly for the purchase. Here’s a look at the essential components of payment processing that every online retailer should consider—no matter their size— in order to provide both a positive customer experience and to successfully collect payment.

From the report, “The Digital Single Market, Revised Payment Services Directive and the General Data Protection Regulation are all complex and occasionally bewildering pieces of legislation, which aim to transform the European online market and improve services by promoting innovation. However, as they are yet to be fully implemented, organisations are understandably concerned about what they will look like in practice as opposed to on paper. Will global merchants from outside the region still be able to compete in Europe or will the new regulations be used as a form of protectionism? Will they fight fraud and chargebacks or unwittingly contribute to them? And how will Brexit – the unstable factor in the immediate future of the EU – impact all of this? As merchants and others wait in anticipation for the final stages of these three policy initiatives to take shape, The Chargeback Company is joined by contributors from ACI Worldwide and Kount to analyse the likely implications and opportunities for doing business in Europe from 2018.”

This report offers the latest trends and insights into securing digital identities and transactions.

From the report, “At Feedzai, we recently completed a project: building a machine learning system to perform transaction fraud detection for a global payment service provider. This client does over a million transactions a day. We designed, trained, tested, and compared hundreds of models in just over a month. In the end we achieved a 16 percentage point increase in money recall with 20x fewer alerts. The fact that we’re continuing to deliver on projects of this scale, in this speed, makes me excited for the future. In this paper, I want to discuss why speed of data science matters, why we’re able to achieve it, and why it helps us deliver value for enterprises fighting fraud. ” Read on to find out more.

The Open Banking & API Report 2017 gives insight into the nascent landscape of Open Banking in Europe. Divided into two parts, it aims to give you both the basis of knowledge necessary to understand the latest developments on the topic, as well as practical examples and best practices in Open Banking. First, the report elaborates on the innovations in Open Banking and the issues that still stand in the way of universal adoption. Afterwards, we will dive into the best practices and new business models in both banking and fintech.

From the report, “Overall, 2016 saw a steady rise in online fraud attack rate, which increased 8.9% over the course of the year. The frightening “tsunami” of fraud attempts that many merchants experienced at the end of 2015 was not repeated, but the moderate rate of increase was sustained. For several industries, primarily apparel, digital goods and travel, 2016 was a year of dramatic fluctuations, affected by numerous fraudsters who were looking for new vulnerabilities they can exploit.” Read on to find out more.

From the report, “As such, Forter creates a biannual Fraud Attack Index to highlight these changes as they affect e-commerce and mobile merchants and to provide anti-fraud professionals with the context they need to succeed. This report leverages Forter’s data to examine the trends in online fraud attacks across industries, comparing the different fraud experienced by different verticals. The report also looks at the prevalence of specific fraud methods or directions of attack (e.g. location manipulation, botnets, etc.). This is to provide insights into the various techniques commonly employed by today’s cunning fraudsters.” Read on to find out more.

From the report, ““Open Banking is an opportunity to serve customers across segments in an even better manner by co-creating services to meet their needs”, rightfully noted Jarkko Turunen of Nordea in The Papers’ 2017 edition of the Open Banking and API report. Open Banking is about creating opportunities and helping users achieve their ambitions, further agreed Derek White of BBVA, who indicated that opening the bank’s platform to third party applications meant “creating synergies with the most innovative tech businesses out there in order to build a new generation of digital experiences for customers that are as convenient and advantageous as possible”. Very well received by readers, our comprehensive last year’s edition of our Open Banking report showcased the nascent landscape of Open Banking in Europe and the issues standing at that moment in the way of universal adoption. We made our best efforts to shed light on the functional scope of access to account, effective business and operational models, and standardisation in terms of technology, legal, and operational matters. Even more, The Paypers gave an overview of the key issues that come with open access, by asking crucial players in the market such as banks, consultants, merchants, and fintechs to give more insights into the debate and the most relevant topics that need to be addressed and solved in order to fully leverage the potential of Open Banking. And, of course, we explored the strategic implications this initiative has for banks and the changes that it will bring for product creation and distribution. Also, we provided a synopsis of what the new regulations put forward by PSD2 will entail and how can these be adopted and implemented by the banking industry”

The ThreatMetrix Payment Processor Cybercrime Report is based on actual cybercrime attacks last year that were detected by the ThreatMetrix Digital Identity Network (the Network) during real-time analysis and interdiction of fraudulent online payments, logins and new account applications.

This is a threat advisory for Thomas Cook Ltd. Mobile Apps & Website

For our 3rd Annual Underground Hacker Markets Report, Dell SecureWorks engaged two of our top intelligence analysts from our CISO INTEL Team. The team members spend time tracking hackers on the numerous underground hacker forums and marketplaces all over the world. While much of the cybercrime hitting organizations throughout the world is the result of cooperation by hackers working outside the confines of publicly-accessible marketplaces, these underground forums provide a small window into the world cybercriminals occupy. In this report, we concentrated on marketplaces located on the Russian Underground and on English-speaking marketplaces between Q3 2015 and Q1 2016.

This report offers a good look at Gemalto’s new service based security platform.

Based on the results of a survey, this paper looks at key trends and challenges facing North American businesses seeking to find the right balance and discusses some of the approaches and tools that are available to help you deal with cyber-based fraud management.

Within this review, you’ll find an assessment of the technological, price point, time-to-market, and ongoing maintenance and enhancement advantages of utilizing a dedicated security partner versus attempting to replicate a secure, scalable, and comprehensive solution in-house.

This is a threat advisory for CardCrypt