Lloyd’s City Risk Index 2015-2025, shows that trillions of dollars are at risk from manmade and natural disasters – disasters that have occurred in the past and are likely to do so again in the future. The nature of these threats is changing too. Certain extreme weather events linked to climate change are increasing in severity and frequency. Manmade threats, such as cyber attack and market crash, are increasingly significant as companies expand into new markets and territories.