The Open Banking & API Report 2017 gives insight into the nascent landscape of Open Banking in Europe. Divided into two parts, it aims to give you both the basis of knowledge necessary to understand the latest developments on the topic, as well as practical examples and best practices in Open Banking. First, the report elaborates on the innovations in Open Banking and the issues that still stand in the way of universal adoption. Afterwards, we will dive into the best practices and new business models in both banking and fintech.